{"id":27,"date":"2023-04-26T14:18:30","date_gmt":"2023-04-26T04:18:30","guid":{"rendered":"https:\/\/studiokettle.com.au\/wip\/living-costs\/?page_id=27"},"modified":"2023-06-05T16:33:09","modified_gmt":"2023-06-05T06:33:09","slug":"getting-a-fine","status":"publish","type":"page","link":"https:\/\/studiokettle.com.au\/wip\/living-costs\/getting-a-fine\/","title":{"rendered":"Getting a fine"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Fines can seem overwhelming, especially if you are already under financial stress.&nbsp;<\/p>\n\n\n\n<div class=\"LC_jump\">\n    <p class=\"LC_actions\">\n        <a class=\"LC_btn LC_fav\"><\/a><a class=\"LC_btn LC_read\"><\/a>\n    <\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Fines can happen to anybody, but not having enough money to pay for essentials like public transport fares can mean that people are more exposed to the risk of fines. Receiving a fine or penalty means that you\u2019re accused of breaking a regulation or law and the penalty is to pay a sum of money.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fines for offences like speeding or riding public transport without a ticket are given out at set amounts, regardless of a person\u2019s circumstances. This means that for someone on a low income, fines can end up being quite a large portion of the money they earn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are several ways to either pay or dispute a fine, which we\u2019ll explain below. But the first thing to remember is that there is always help available to you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"660\" src=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/wp-content\/uploads\/unexpected_costs.jpg\" alt=\"Middle age man sitting on an oversized smart phone with a cracked screen. The phone is in a puddle and a thundering cloud floats over the whole scene.\" class=\"wp-image-156\" srcset=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/wp-content\/uploads\/unexpected_costs.jpg 900w, https:\/\/studiokettle.com.au\/wip\/living-costs\/wp-content\/uploads\/unexpected_costs-300x220.jpg 300w, https:\/\/studiokettle.com.au\/wip\/living-costs\/wp-content\/uploads\/unexpected_costs-768x563.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types of fines<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We\u2019ll start with the basics. There are two different types of fines that we\u2019ll be talking about in this article \u2013 infringement fines and court fines.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Infringement fines<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>issued by enforcement agencies like police, ticket inspectors, parking inspectors, and others when they believe someone has broken the law<\/li>\n\n\n\n<li>can be paid without any further legal processes like going to court<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Court fines&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>imposed by a judge or magistrate at court as a penalty<\/li>\n\n\n\n<li>imposed only after someone has been proven guilty in court and been issued the fine as a penalty for breaking the law<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Did you know?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You may not know that you have a fine until you receive an infringement notice in the post.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What happens if you don\u2019t pay?&nbsp;<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you don\u2019t pay an infringement or court fine, payment in one form or another can be taken from you in other ways. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>seizure of your property<\/li>\n\n\n\n<li>additional fines<\/li>\n\n\n\n<li>in some cases, jail time.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The good news is that there are steps you may be able to take to resolve fines long before measures to take payment from you become a possibility. Keep reading to learn more about the options available to you.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to do when you get a fine?&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Getting a fine can feel like you\u2019re trapped. Especially if you\u2019ve been handed a fine in person, for example, by a transport ticket inspector.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re face-to-face with a person issuing you a fine, remain calm so the situation doesn\u2019t get any worse. Remember too that you have time to consider your options before paying. You have legal rights and it may be possible to fix your situation.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Actions you can take<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After receiving a fine you may be able to take steps to contest your fine or change its payment terms. Consider the path that feels best for your individual circumstances.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>contest the fine or its enforcement &#8211; this might involve a request to review the fine or a challenge in court.<\/li>\n\n\n\n<li>get legal advice &#8211; Legal advice can be particularly useful if you wish to challenge the fine in court. <strong>See our<\/strong> <strong><a href=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/free-legal-services\/\">free legal services<\/a><\/strong> <strong>page<\/strong>.&nbsp;<\/li>\n\n\n\n<li>Ask for financial assistance &#8211; if you think that you\u2019ll struggle to pay, start with one or more of the following:\n<ul class=\"wp-block-list\">\n<li>Contact a financial counsellor at the <a href=\"https:\/\/ndh.org.au\/\">National Debt Helpline<\/a> on 1800 007 007<\/li>\n\n\n\n<li>Ask for an extension<\/li>\n\n\n\n<li>Ask for a payment plan<\/li>\n\n\n\n<li>Apply for special consideration<\/li>\n\n\n\n<li>Ask for a reduction in your fine due to financial hardship<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where to find information<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Be sure to know your rights up front by learning about how the related laws work in your state or territory (they vary, so it\u2019s important not to make any assumptions).&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Location<\/strong><\/td><td><strong>Resource<\/strong><\/td><\/tr><tr><td rowspan=\"2\"><strong>Australian Capital Territory<\/strong><\/td><td><a href=\"https:\/\/www.accesscanberra.act.gov.au\/s\/article\/traffic-and-parking-infringements-tab-overview\">Traffic and parking infringements<\/a><br>Access Canberra<\/td><\/tr><tr><td><a href=\"https:\/\/canberracommunitylaw.org.au\/resources\/street-law-resources\/fines\/\">Fines<\/a><br>Canberra Community Law<\/td><\/tr><tr><td rowspan=\"2\"><strong>New South Wales<\/strong><\/td><td><a href=\"https:\/\/www.nsw.gov.au\/news\/financial-support-for-paying-and-resolving-fines\">Financial support for paying and resolving fines<br><\/a>NSW Government<\/td><\/tr><tr><td><a href=\"https:\/\/finefixer.org.au\/\">Personalised list of potential fine solutions<br><\/a>Finefixer<\/td><\/tr><tr><td rowspan=\"2\"><strong>Northern Territory<\/strong><\/td><td><a href=\"https:\/\/nt.gov.au\/law\/processes\">Legal process for dealing with fines<br><\/a>NT Government<\/td><\/tr><tr><td><a href=\"https:\/\/lawsocietynt.asn.au\/nt-legal-directory\/other-legal-links-1.html\">Legal services in the NT<br><\/a>Law Society NT<\/td><\/tr><tr><td rowspan=\"2\"><strong>South Australia<\/strong><\/td><td><a href=\"https:\/\/www.fines.sa.gov.au\/\">Fines SA<br><\/a>SA Government<\/td><\/tr><tr><td><a href=\"https:\/\/www.fines.sa.gov.au\/support-services\">Support services<br><\/a>SA Government<\/td><\/tr><tr><td><strong>Queensland<\/strong><\/td><td><a href=\"https:\/\/www.qld.gov.au\/law\/fines-and-penalties\">Fines and penalties<br><\/a>QLD Government<\/td><\/tr><tr><td rowspan=\"3\"><strong>Victoria<\/strong><\/td><td><a href=\"https:\/\/online.fines.vic.gov.au\/Support\">Support<\/a><br>Fines Victoria<\/td><\/tr><tr><td><a href=\"https:\/\/www.legalaid.vic.gov.au\/fines-and-infringements\">Fines and infringements<br><\/a>Victoria Legal Aid&nbsp;<\/td><\/tr><tr><td><a href=\"https:\/\/finefixer.org.au\/\">Personalised list of potential fine solutions<br><\/a>Finefixer<\/td><\/tr><tr><td><strong>Western Australia&nbsp;<\/strong><\/td><td><a href=\"https:\/\/www.legalaid.wa.gov.au\/find-legal-answers\/money\/fines-and-infringements\/fines\">Fines<br><\/a>Legal Aid WA&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Income support and Centrepay&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you receive income support, you can choose to use <a href=\"https:\/\/www.servicesaustralia.gov.au\/centrepay\">Centrepay <\/a>to directly pay your fine from your support payment. The service is entirely voluntary and has a certain level of flexibility \u2013&nbsp;you can choose which payments the deduction comes from, how much you want to pay, and to whom you want to pay.&nbsp;<\/p>\n\n\n\n<p class=\"LC_asterisks\">\n<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em>This information was last updated on 5 June 2023<\/em>.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>The links and resources in this article have been compiled and reviewed by the Brotherhood of St. Laurence. We aren\u2019t responsible for what you\u2019ll find at the links, though we do hope you find the information useful. See our <a href=\"http:\/\/link_disclosures\">disclaimer<\/a> if you\u2019d like to know more.\u00a0\u00a0<\/em><\/p>\n\n\n\n<p class=\"LC_asterisks\">\n<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Want to save this article as a PDF? <\/strong><a href=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/how-to-save-a-pdf-of-a-web-page\/\" target=\"_blank\" rel=\"noreferrer noopener\">See how to here<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>&#x1f4cc; See more:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/bills\/\">Managing bills and negotiating<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/getting-help-with-everyday-expenses\/\"><strong>Getting help with everyday expenses<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/studiokettle.com.au\/wip\/living-costs\/ways-to-save-on-transport\/\"><strong>Ways to save on transport<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fines can seem overwhelming, especially if you are already under financial stress. <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","page","type-page","status-publish","hentry","category-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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