*** LIVING COSTS ***
 

Living with disability

— Support for life’s ups & downs —

Resources to help with the costs of disability.

Approximately one in six people in Australia live with disability. They are more likely to experience financial hardship and social exclusion. While Australia has the Disability Support Pension (DSP) and the National Disability Insurance Scheme (NDIS), these supports are increasingly targeted and have tight eligibility requirements. Other supports like the Jobseeker payment push people to find paid work, even if disability prevents them from doing so.

On this page, we’ve compiled some resources to help you, or the people you care about meet the costs of disability.

A woman in a wheelchair with 20 cent and 5 cent pieces for wheels, holding an umbrella that covers her and the man pushing her wheelschair.

General links and resources 

ResourceWhat to expect
Disability Gateway
Department of Social Services 
Information and services for people with disability, and their family, friends and carers
Government directory
Department of Social Services
Services for people with  disability and carers
My Aged CareSupport for older Australians with disability
DSP Help
Social Security Rights Victoria
Support with navigating and applying for the Disability Support Pension
Disability advocacy finder
Ask Izzy by Infoxchange
Find independent Disability Advocacy providers in your area
NDIS supports for ineligible people
National Disability Insurance Agency
List of organisations who can help with support, nationally and in the states and territories

About the Disability Support Pension (DSP)

The Disability Support Pension (DSP) is the primary government support payment for people living with disability. Eligibility requirements for the DSP have become increasingly restricted over the years. Many with disability are now receiving Jobseeker rather than DSP payments – even when they can prove they have partial capacity to work or are entirely unable to work. 

Where can you get help accessing the DSP?

DSP Help – use this for help with applying for the DSP 

Free legal services– search for local help with rejected applications

Centrelink

The Australian Government provides income support payments through Centrelink. You can use this tool to learn about your eligibility for payments, including the DSP, or go to Services Australia to learn more about the services and support they offer. 

Dealing with Centrelink

Many people find dealing with Centrelink difficult. Applying for payments can be confusing. Most payments are set too low and have overly strict requirements. 

📌 See our dealing with Centrelink page.

NDIS resources

The National Disability Insurance Scheme (NDIS) provides funding for a personalised support plan for people living with permanent and significant disability. Once you have a plan, the services themselves are provided by other organisations. Navigating the NDIS can be a complex process.

About the NDIS

NDIS website – go straight to their home page

Eligibility – take a quiz at the NDIS website

Brotherhood of St. Laurence – the NDIS services we provide

Applying

How to apply – providing evidence and what to do

Getting help – how to get help applying

Dealing with the NDIS

Tip sheets for dealing with the NDIS – from the Victorian Advocacy League For Individuals With Disability

Making a complaint

Make a complaint about an NDIS provider – at the NDIS Quality and Safeguards Commission

More support in your state or territory

State and territory governments provide support for low or no cost to people living with a disability. This includes financial support, advocacy, everyday support services, housing support, aids around the home, and information on your rights.

Australian Capital TerritoryACT government community support disability
New South WalesNSW government support for people with a disability
Service NSW support
NSW Health support
Northern TerritoryNT government support
QueenslandQLD government support for people with a disability
South AustraliaSA government support for people with a disability
Department of Human Services support
TasmaniaTasmanian government support
VictoriaNDIS and disability services and support in Victoria
Department of Families, Fairness and Housing supports and community services
Western Australia WA government support for people with a disability

Accessing transport 

There are supports available for getting around with a disability. These include public transport concessions, taxi schemes, and local community transport options. 

📌 Visit the Disability Gateway for more information on transport and see our transport page.

This information was last updated on 5 June 2023.

The links and resources in this article have been compiled and reviewed by the Brotherhood of St. Laurence. We aren’t responsible for what you’ll find at the links, though we do hope you find the information useful. See our disclaimer if you’d like to know more.  

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📌 See more:

Becoming a carer

Paying bills and negotiating

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